Start saving money on energy and water use while improving the comfort of your home.

MPOWER offers financing for up to 100% of your project costs with a fixed-interest rate and terms up to 20 years for many improvements. These include new furnace and air conditioner, energy efficient windows, or even a solar photovoltaic system MPOWER can finance up to 100% of your project costs with a fixed-interest rate and terms up to 20 years for many improvements. See Residential Eligible Improvements for more.

Residential Property Qualifications

  • Applicants must be the legal owner of the property
  • Property must be developed and located in Placer County or the City of Folsom (new construction is not currently eligible)
  • Property owner must be current on property tax payments and has not been in default for the past three years
  • Property owner must be current on mortgages with no notice of default for the last five years
  • Property owner must not have a record of bankruptcy for at least five years prior to application
  • Property cannot be subject to bankruptcy
  • Property cannot have any involuntary liens
  • Property owner will need to complete an MPOWER seminar as part of the application process

MPOWER financing can include project costs

MPOWER can finance costs related to the actual project. Talk to an MPOWER Program Specialist about what can be included:

  • Energy Audits
  • Program related costs
  • Design, drafting and engineering
  • Permit and inspection fees
  • Labor
  • Materials

In most cases the total financed amount cannot exceed 9.99% of property and cannot exceed the property equity. Use the Eligibility Calculator to evaluate your home and project. Contact an MPOWER Program Specialist for more information.

Before starting a Residential Project…Learn what improvements be done!

There are many ways to reduce energy use and utility costs. An energy audit through the California Home Energy Rating System (HERS) Program can help homeowners choose smart energy upgrades and investments that will save energy costs, improve home comfort, and protect the environment. To learn more, CalCERTS: An Introduction to Home Energy Rating Systems.

Additional Resources


Truckee-Donner Public Utility District

Looking for a contractor?

The Placer County Contractors Association’s Contractor Directory can help with finding a contractor for your project. Online service referrals can also help you locate a contractor, or check with friends and family members as well.

Satisfied Customers!

“During the drought and in this tough financial climate, saving water and money were primary motivators for having artificial turf installed under the mPOWER program. We also love coming home every day to a perfectly green, mowed, and edged lawn in our front and back yards. Our dogs appreciate the cool and dry surface of the grass too. Yipee! No mud, no mowing, no dry or yellow patches.”

~Noelle Gentilli Lask and David Lask
Folsom, CA

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